From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Sunday, May 22, 2011 4:33 PM
To: Emily Glazer, reporter, Wall Street Journal
Subject: credit score, employers, Wall Street Journal
See this message and your response at https://blog.creditscoring.com/?p=2114.
You wrote, “A credit score also is used when you apply for an apartment lease and even for some jobs.”
Who is your source regarding credit score use by employers?
—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
UPDATE, 2011-06-22
From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Tuesday, May 24, 2011 12:57 PM
To: Glazer, Emily
Cc: Everett, Teri M. ( NewsCorp )
Subject: RE: credit score, employers, Wall Street Journal
Please reply.
From: Glazer, Emily
Sent: Tuesday, May 24, 2011 5:52 PM
To: ‘greg@creditscoring.com‘
Cc: Everett, Teri M. ( NewsCorp )
Subject: RE: credit score, employers, Wall Street Journal
Hi Greg,
Thanks for reading the article and reaching out. I apologize for my delayed reply – I went through my inbox and I never received your original email.
A number of sources, including Alexa von Tobel from personal-finance website LearnVest.com, had mentioned that some employers check your credit score. This is most prevalent with various background searches during job interviews as a low score could put you at a hiring disadvantage.
Cheers,
Emily
From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Thursday, June 02, 2011 12:29 AM
To: Glazer, Emily
Subject: RE: credit score, employers, Wall Street Journal, LearnVest
LearnVest.com states, “While employers cannot access credit scores, they are given a history of missed bill payments, debts, and bankruptcies.”
How did you obtain the information you attribute to Ms. von Tobel?
From: Glazer, Emily
Sent: Thursday, June 02, 2011 10:15 AM
To: ‘greg@creditscoring.com‘
Subject: RE: credit score, employers, Wall Street Journal, LearnVest
Hi Greg,
The information was obtained through a phone interview. We wrote “and even for some jobs” because it depends on the company.
Thank you,
Emily
From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Thursday, June 02, 2011 11:21 AM
To: Alexa von Tobel, CEO & founder, LearnVest
Cc: Emily Glazer, reporter, Wall Street Journal
Subject: FW: credit score, employers, Wall Street Journal, LearnVest
What indicates that employers use credit scores?
—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
On Jun 3, 2011, at 11:54 AM, Greg Fisher wrote:
Please reply.
From: Maria Lin
Sent: Monday, June 06, 2011 10:19 AM
To: greg@creditscoring.com
Cc: Alexa von Tobel, CEO & founder, LearnVest; Ann Kaplan, chair of the board, LearnVest; Emily Glazer, reporter, Wall Street Journal
Subject:Re: credit score, employers, Wall Street Journal, LearnVest II
Hello Greg:
According to one source, the Society for Human Resource Management, 43% of their companies ran credit checks on some or all potential hires according to a poll they conducted a few years ago.
Links to a few of their reports are below.
http://www.shrm.org/Research/SurveyFindings/Articles/Pages/Backroundcheckingcomparative.aspx
http://www.shrm.org/Research/SurveyFindings/Articles/Pages/BackgroundCheckingImplications.aspx
Please feel free to reach out to them directly to confirm the answers to your questions.
Best regards,
Maria
~
Maria Lin
Editor in Chief
Learnvest, Inc.
740 Broadway, Suite 1002
New York, NY 10012
xxx.xxx.xxxx (office)
xxx.xxx.xxxx (cell)
xxx.xxx.xxxx (fax)
From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Monday, June 06, 2011 12:25 PM
To: Glazer, Emily
Cc: Alexa von Tobel, CEO & founder, LearnVest; Ann Kaplan, chair of the board, LearnVest; Maria Lin, editor in chief, Learnvest, Inc.
Subject:RE: credit score, employers, Wall Street Journal, LearnVest II
SHRM told me that its survey does not address credit scores.
What correction will you make?
From: Hughes, Jennifer
Sent: Thursday, April 09, 2009 5:04 PM
To: creditscoring.com
Subject: RE: credit score, employers III
Hi Greg,
Neither survey discusses credit scores, only credit checks.
Sorry!
Thanks,
Jenny
Jennifer Hughes
Media Affairs Specialist
Society for Human Resource Management
1800 Duke Street
Alexandria, VA 22314-3499
Phone: xxx-xxx-xxxx
E-mail: xxxx@xxxx.xxx
www.shrm.org
HR Leadership for the New Economy. Only at the SHRM Annual Conference & Exposition.
June 28 – July 1, 2009 | New Orleans, La.
Find out more at www.shrm.org/conferences/annual.
—————————————-
From: creditscoring.com [mailto:greg@creditscoring.com]
Sent: Thursday, April 09, 2009 4:45 PM
To: Hughes, Jennifer
Subject: RE: credit score, employers III
Thank you.
What are the survey results regarding credit scores (a single number calculated from a person’s credit history), specifically?
Do any of the survey questions use the term “credit score”?
—————————————-
At 11:31 AM 4/9/2009, Hughes, Jennifer wrote:
Hi Greg,
According to SHRM’s 2006 Weapons in the Workplace Survey, 42% of surveyed employers run credit checks on potential employees as part of routine background checks. In SHRM’s 2004 Reference and Background Checking Survey, 19% of surveyed employers said they always used credit checks as a type of information in a background check, 24% sometimes used credit checks, and 18% rarely used credit checks.
If you have any other questions, let me know.
Thanks,
Jenny
Jennifer Hughes
Media Affairs Specialist
Society for Human Resource Management
1800 Duke Street
Alexandria, VA 22314-3499
Phone: xxx-xxx-xxxx
E-mail: xxxx@xxxx.xxx
www.shrm.org
HR Leadership for the New Economy. Only at the SHRM Annual Conference & Exposition.
June 28 – July 1, 2009 | New Orleans, La.
Find out more at www.shrm.org/conferences/annual.
—————————————-
From: creditscoring.com [ mailto:greg@creditscoring.com]
Sent: Thursday, April 09, 2009 10:39 AM
To: Malveaux, Julie; Harris, Jeanene; Hughes, Jennifer
Subject: RE: credit score, employers III
Do you claim that employers use credit scores?
From: Glazer, Emily
Sent: Monday, June 06, 2011 12:54 PM
To: ‘greg@creditscoring.com’
Subject:RE: credit score, employers, Wall Street Journal, LearnVest II
Thanks for pointing this out, Greg. I’m going to talk with my editor and will get back to you.
Cheers,
Emily
From: Alexa von Tobel
Sent: Friday, June 03, 2011 8:42 PM
To: greg@creditscoring.com
Subject:Re: credit score, employers, Wall Street Journal, LearnVest II
Greg, I am currently traveling out of the country for work, but happy to get back to you as soon as I have better access to email. Hope you are having a great weekend!
-Alexa
From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Friday, June 10, 2011 12:51 PM
To: Alexa von Tobel, CEO & founder, LearnVest
Cc: Ann Kaplan, chair of the board, LearnVest; Maria Lin, editor in chief, Learnvest, Inc.; Emily Glazer, reporter, Wall Street Journal
Subject:RE: credit score, employers, Wall Street Journal, LearnVest II
When do you return?