Category: False

GE Credit Union’s false information Message to the top person of General Electric Credit Union; reply pending

There are no credit scores at AnnualCreditReport.com, the service mandated by law for Americans to get free credit reports. Despite the domain name, the reports are now weekly. #Myth2

50 states, five populated territories and one federal district. That’s a lot of hotel bills. If they would just stop using the term credit report … #T51

But maybe a fax will work. This is Item 2205O (2022, May, O for Ohio). #2205O

God help us. Falsity remains. And how about those Reds? #n68574

From: Greg Fisher <greg@truthandfalsity.com>
Date: Tue, Apr 14, 2026 at 9:08 AM
Subject: credit score, free credit report #n68574
To: Timothy Ballinger, General Electric Credit Union (Ohio)

You wrote, “When utilizing: www.annualcreditreport.com to obtain your report, they will give you the option of seeing your score at the same time.”

However, that website states, “Your free annual credit report does not include credit scores.”

What is the name of the person who wrote that sentence on your website? When did you publish it? What is your fax number?

Your number is n68574. Please use it in all correspondence. Please reply today.

—
Greg Fisher
Truth and Falsity
truthandfalsity.com
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
mobile/text 937-681-3224
Whatsapp + 1 937-681-3224

Richmond, VA WRIC-TV duped by same article as AJC Media General televison station furthers credit score myth just like the Atlanta Journal-Constitution

A writer named Shawn is having a good laugh somewhere tonight.

His false article, written for MoneyTips (LeadPoint, Inc.), has been picked up by another unwitting victim. The item is false in that it states that employers use credit scores.

On the contrary, employers do not use credit scores because they cannot even get them.

The Atlanta Journal-Constitution lost in the dicey game of syndication. Now, Channel 8 in Richmond has, too. But, that station’s owner, itself, bears some responsibility for the myth. #syndicatederror  #n74416

Follow #1608w, Mr. Diana.

Are you there?

Washington Post, Vantagescore and Credit Score Myth 8 Washington Post publishes false information about the history of the United States of America

Credit Score Myth 8 is the false belief that closing a financial account removes its history from a person’s credit report.

In the Washington Post, reporter Jonnelle Marte responds to Sam P., a man who ponders closing a financial account that is “anchoring” his credit history. He’s had the credit card for 10 years–“the longest in my report.”

Marte responds, “Credit history matters in determining a person’s credit score, and the reader is right in assuming that closing his oldest credit card could potentially ding his credit score.”

She elaborates on her assertion, writing, “Losing the oldest card in a person’s credit history can shorten the overall length of that person’s credit, but the damage may be limited if that person has other cards for nearly as long as the oldest, said Sarah Davies, senior vice president of analytics for VantageScore.” #myth8

However, according to national consumer reporting agency Experian, “A credit report serves as a record of your account history, so closing an account does not automatically remove it from the report.”

Veracity check. The Washington Post also states, falsely, “At the same time, aides to House Majority Leader John Boehner (R-Ohio) have previously told reporters that they won’t let the country default.” #1607e

On that date, October 14, 2013, Boehner was Speaker, not Majority Leader.