The blogosphere simmers while Ben Stein summers.
The official Whac-a-Mole
From: Greg Fisher
Sent: Monday, July 27, 2009 10:49 PM
To: Nate Allard, Media First Public Relations; Ryan M. Wines, R2C Group
Subject: FW: credit score, employers, FreeScore.com II
Please reply.
[previous email attached]
Return here to find out when Experian removed its statement that employers use credit scores.
Here is the statement:
“Credit scoring helps potential lenders, landlords, and employers quickly gauge an applicant’s credit history.”
At the bottom of the page Experian implores, “Contact Us – If this doesn’t answer your question please contact us.”
By all means, contact them.
The domains qspace.com and iplace.com are part of Experian’s out-of-control pile of web addresses.
From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Sunday, July 26, 2009 9:18 PM
To: help@qspace.com; heather.mclaughlin@experian.com; mediarelations@experian.com; corporate.responsibility@experian.com
Cc: greg@creditscoring.com
Subject: credit score, employers, Experian, iplace.com
You state, ”Credit scoring helps potential lenders, landlords, and employers quickly gauge an applicant’s credit history.”
http://qspace.iplace.com/qspace/DirectPull/3D_key.asp?section=ALL
After the tongue-lashing you took at creditscoring.com, you should consider a different line of work.
What is the name of an employer who uses credit scores?
Consumer reporting agencies Equifax, TransUnion and Experian all state that they do not provide credit scores for employment screening.
But in a television commercial for FreeScore.com, spokesman Ben Stein states, “Whether you’re in a financial hole, or just want to get a loan, a better interest rate, or a new job, you’re at the mercy of your credit scores.”
From: Greg Fisher
Sent: Friday, July 24, 2009 10:36 AM
To: Nate Allard, Media First Public Relations
Subject: credit score, employers, FreeScore.com
You wrote, “Of his new role as commercial spokesperson for FreeScore.com, Mr. Stein said… ‘Poor scores can cost people higher interest rates on loans and credit cards or even cost them a job.’“
Who indicates that credit scores are used in employment?
The 4-year mess continues. But, how long will it take the collective brain of the world to figure out this one?
Genius 99.23.41.118 contributes: “Credit Karma will provide the FICO score from TransUnion for free, but will not provide the actual credit report.”
But, as any idiot can see, at the “wiki” about Credit Karma:
Credit Karma provides users with a proprietary credit score model. The scoring is on a scale of 300 to 850 which is the same scale as FICO Score from Fair Issac Corporation.
And, what a coincidence! The Credit Karma score scale is exactly the same as the FICO! No wonder the wiki is whack.
The editors were duped again by just another Fake-O flim flam.