From: Yvonne Zipp
Sent: Friday, February 17, 2012 3:48 PM
To: <greg@creditscoring.com>
Subject: Re: credit score, employers, Advance Publications’ bad reporting
Greg,
Ignoring the insults, now that I understand your concern, I have put a clarification at the bottom of the piece stating that when an employer does a credit check, they have access to an individual’s credit report, not a credit score.
I hope this addresses your concern.
Best regards,
Yvonne Zipp
Sent from my iPhone
On Feb 17, 2012, at 2:13 PM, “Greg Fisher” <greg@creditscoring.com> wrote:
Oh. I see. So now, instead of credit score, it’s “credit history” and “credit checks,” eh? I just went on your wild goose chase and read the articles that you provided.
That’s five minutes of my life that I’ll never get back.
None of those pieces used the word score, and neither did your last email. What are you referring to? Are you even getting this, or was that just intellectual dishonesty?
Your source left you twisting in the wind. Who has the authority to make a clarification to your credit score story?
SELF blew off Suze Orman’s regular ridiculous rant— her routine about credit scores. Do you know something that the editor-in-chief of SELF does not?
—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
From: Yvonne Zipp
Sent: Friday, February 17, 2012 12:13 PM
To: greg@creditscoring.com
Cc: Jeff Brown
Subject: RE: credit score, employers, Poverty Reduction Initiative, errors and corrections
Mr. Fisher:
Here are a few articles regarding how a bad credit history can affect a person’s ability to obtain a job. According to The New York Times, “about 60 percent of employers now do credit checks on job applicants — up from less than 20 percent in the mid-1990s.”
In 2011, California Gov. Jerry Brown signed a law limiting the practice in his state. Perhaps you are a resident of California? To my knowledge, such a law does not exist in Michigan.
http://abcnews.go.com/Business/story?id=7919922&page=1#.Tz6GTXLeySo
http://www.usatoday.com/money/workplace/2011-04-07-credit-reports-in-hiring-decisions.htm
http://www.nytimes.com/2011/05/30/opinion/30mon3.html
Thank you for your interest in my personal work history. In both cases, I was asked to check a box if it was all right for an employer to check my credit history.
Yvonne Zipp
Business Reporter
Kalamazoo Gazette
MLive.com
[telephone number]