From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Tuesday, September 28, 2010 12:36 AM
To: Yuki Noguchi, correspondent, National Desk, NPR
Cc: All Things Considered, NPR; Alicia Shepard, ombudsman, NPR; Alicia Shepard, ombudsman, NPR; Anna Christopher, sr. manager, Media Relations, NPR; Danielle Deabler, sr. manager, Media Relations; Emerson Brown, publicist, Media Relations; NPR Corrections; On the Media, NPR, WNYC
Subject: credit score, employers, NPR, Life After Foreclosure: Coping With Bad Credit
Earlier today, you reported, “Some also say they worry that employers might use damaged credit scores against them in a job interview.”
However, consumer reporting agency Experian states: “Experian’s Employment Insight report includes similar information about loans and credit cards that is listed in the credit report. It does not include year of birth, spouse reference, account number or credit score, which are irrelevant to hiring decisions.”
Equifax, another agency, said, “We do not knowingly provide scores for pre employment screening.”
TransUnion, another agency, testified, “There’s no such thing as a credit score in employment.”
Perhaps some worry because the media keep repeating their worst fears. Please break out of the echo chamber and address the above in your final report in the series. Then, consider one about the echo chamber, itself.
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342