Credit Karma suggests having creditors lie to credit bureaus

Credit Karma CEO Ken Lin says that if you don’t like your credit history, just make one up.

Yesterday, the ABC News NOW interview subject said to beg your lender to change its report to the consumer reporting agencies about you to something more positive.  Lin thinks pestering the bank helps, too.  “You might want to try multiple times if you don’t get a good result the first time,” he said.

Anchor Tanya Rivero plays right along as Lin says, “It’s been known to happen where you can get a lender to remove a delinquency particularly if you were traveling or some other occurence happens.” 

Lin’s malarkey about lying is known elswhere as the Goodwill Adjustment, and is a fashionable notion in pop media circles.

(This vidcap that makes him look like a bozo is a coincidence.)