Equifax expert writes about employers’ inquiries

From: Greg Fisher [mailto:greg@creditaccuracy.com]
Sent: Friday, October 01, 2010 1:54 PM
To: Robin Holland, senior vice president, Global Consumer Services, Equifax; Robin Holland, expert, Equifax
Subject: Equifax expert writes about employers’ inquiries

You wrote:

Hard Inquiry: Any request for a copy of your credit file is an inquiry, but a hard inquiry is the only one that can affect your credit score. A hard inquiry is one in which a bank, a landlord, an employer or a potential employer, a mortgage broker, or another creditor or lender accesses your credit file because of a transaction you have initiated.

However, another person writing on your website writes:

Inquiries that do not affect your credit rating include requests from employers, requests from companies making promotional offers, and your own requests to check your credit. These inquiries are viewable only by you.

Which one of you, really, is an expert?