Employers using credit score myth, Charleston Post and Courier, Reply I

[see https://blog.creditscoring.com/?p=1824 and https://blog.creditscoring.com/?p=1841] From: Greg Fisher Sent: Monday, March 14, 2011 1:01 PM To: David Slade, reporter, Charleston Post and Courier, Evening Post Publishing Company Cc: Pierre Manigault, chairman, Evening Post Publishing Company; William E.N. Hawkins, editor and publisher, The Post and Courier (Charleston); Elsa McDowell, public editor, The Post and Courier (Charleston); Henry Haitz … Continue reading Employers using credit score myth, Charleston Post and Courier, Reply I

Employers using credit score myth, Salt Lake Tribune, MediaNews Group

From: Greg Fisher Sent: Sunday, March 13, 2011 To: Lesley Mitchell, business reporter, Salt Lake Tribune, MediaNews Group Cc: Dean Singleton, chairman & CEO, MediaNews Group, Inc.; Dean Singleton, chairman & CEO, MediaNews Group, Inc. Subject: credit score, employers, Salt Lake Tribune, MediaNews Group You wrote, “Companies of all types — lenders, employers, insurance companies, … Continue reading Employers using credit score myth, Salt Lake Tribune, MediaNews Group

Wikipedia states scores under 600 are “poor”

Wikipedia has an article about practically everything credit-related:  annualcrediteport.com, consumer credit risk, credit history, credit rating, credit score, credit score “(United States),” FICO, and on and on. There is even an article about the number 600.  In it, a Wikipedian contends that 600 or below is a “poor” credit score, but does not identify the score … Continue reading Wikipedia states scores under 600 are “poor”

Wikipedia links to Federal Reserve document that claims employers use credit scores

Popular message board pretending to be an encyclopedia Wikipedia added a link to a source using an unattributed claim this week. In its article Credit score, Wikipedia listed the paper, “Your Credit Score Is a Ranking, Not a Score,” an item in the Federal Reserve Bank of Cleveland publication “Economic Commentary.”  The first sentence of … Continue reading Wikipedia links to Federal Reserve document that claims employers use credit scores

Rumor thread 1 – Rupert Murdoch does not know how to use the internet

Wading through the muck, yesterday we learned that pressreleasemag.com published– “Unfortunately, for people who are unemployed, this can easily become a catch-22: If their credit score dips because of the financial straits caused by unemployment, they may have increasing trouble finding a new job, because their credit score is low.” — which are exactly the same … Continue reading Rumor thread 1 – Rupert Murdoch does not know how to use the internet

Credit scores in old and new media

A CBS News correspondent said: “(Your credit score) is what almost every company in your life uses to determine whether you are a credible, trustworthy borrowing candidate. From your prospective employers to your prospective landlords, most companies will check your credit score in order to gauge their risk. No one likes a deadbeat!” An anonymous writer for … Continue reading Credit scores in old and new media

Zillow and SF Chronicle believe Fed credit score info

Consumer reporting agencies TransUnion, Equifax and Experian all emphatically state that they do not provide credit scores for employment purposes. Despite that, again, the Federal Reserve claims that credit scores are, indeed, used in employment.  Zillow and the San Francisco Chronicle believe it. The first sentence of a Federal Reserve Bank of Cleveland commentary states, … Continue reading Zillow and SF Chronicle believe Fed credit score info

Canada – Understanding Your Credit Report and Credit Score

“Understanding Your Credit Report and Credit Score,” is a publication of the Agence de la consommation en matière financière du Canada–also known as the Financial Consumer Agency of Canada.  You can even take a quiz. Transunion and Equifax are mentioned; Experian is not.  Canada is not even on the Experian press page drop-down list of countries.  The … Continue reading Canada – Understanding Your Credit Report and Credit Score

credit scores, employers, Forum of Fargo-Moorhead

From: Greg Fisher [mailto:greg@creditscoring.com] Sent: Thursday, September 16, 2010 1:21 PM To: Matt Von Pinnon, editor, The Forum of Fargo-Moorhead Cc: John Lamb. features writer, The Forum of Fargo-Moorhead; Robert Morast, features editor, The Forum of Fargo-Moorhead; Nicole Dewey, director of publicity, Henry Holt/Metropolitan Books; Ann Burnett, professor, Women and Gender Studies, North Dakota State … Continue reading credit scores, employers, Forum of Fargo-Moorhead

What is THE average credit score?

Last month, in what seemed like a big scoop over its rival news agencies, the Associated Press reported that, now, 25.5% of Americans have FICO scores below 600.  But, the score model in that report is a new score, FICO 8 (BEACON 09), which is not sanctioned by the two big housing finance agencies, nor even the … Continue reading What is THE average credit score?