Category: Enough to be Dangerous

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Tuesday, March 13, 2012 9:55 AM
To: Walter D. Bristol, chairman, Consumer Reports, Consumers Union
Cc: James A. Guest, president, CEO, consumer Reports, Consumers Union; Amanda Walker, Consumer Reports senior project editor, Consumers Union; David Butler, communications director, Washington DC, Consumers Union; Michael McCauley, media director, Financial Privacy Now, media director, Stop Hospital Infections, Consumers Union; Michael McCauley, media director, Financial Privacy Now, media director, Stop Hospital Infections, Consumers Union (alt); Margaret Shader, Web associate editor, Consumer Reports, Consumers Union; Kara Kelber, media relations associate, Consumers Union; Heather C. McGhee, director, Washington Office, Demos, and board member, Consumer Reports; Financial Services Team, Consumers Union; Financial Services Team, Consumers Union (alt); Press office, U.S. Consumer Financial Protection Bureau
Subject: RE: Follow up to your visit earlier today, Consumer Reports’ inaccurate information, Whistlestop

Walter D. Bristol, chairman
Consumer Reports, Consumers Union

See this message and your response at https://blog.creditscoring.com/?p=3629 and https://blog.creditscoring.com/?tag=consumer-reports.

You still make these claims:

• “An automatic FICO disaster information shield would also prevent FICO scores from becoming a barrier to reemployment of displaced people looking for new work with employers who rely in part on credit scores.”
• “Experian also sells its proprietary PLUS scores along with its credit reports. The company says your score helps ‘lenders, landlords, and employers quickly gauge your credit history and decide what kind of risk they are taking if they approve your application.’”
• “’Your score is used by lenders, insurers, and even prospective employers, to judge how great of a credit risk you are,’ says Amanda Walker, Consumer Reports Senior Project Editor.”

Employers do not use credit scores.

What is your correction policy?

—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

 

 

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Thursday, January 26, 2012 10:19 AM
To: Walter D. Bristol, chairman, Consumer Reports, Consumers Union
Subject: credit score, employers, Consumer Reports

Correct this, fire James A. Guest, then resign.

https://twitter.com/#!/creditscoring/status/162542622710312961

—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

 

 

From: creditscoring.com [mailto:greg@creditscoring.com]
Sent: 2/16/2009
To: Gail Hillebrand, Consumers Union
Subject: credit score, employers

You said, “An automatic FICO disaster information shield would also prevent FICO scores from becoming a barrier to reemployment of displaced people looking for new work with employers who rely in part on credit scores.”

See http://www.creditscoring.com/influence/government/employercreditscorebelievers.html#consumersunion.

Who is your source regarding credit score use by employers?

What is the name of an employer who uses credit scores?