Out of 850

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Thursday, January 24, 2013 9:22 PM
To: Blake Ellis, personal finance writer, CNNMoney.com
Subject: credit score, myth, out of 850

See this message and your response at http://blog.creditscoring.com/?p=4607.

You wrote, “For example, while a FICO score of 790 out of 850 is considered excellent, it’s merely mediocre on the VantageScore model — which tops out at 990.”

So, would you refer to a FICO credit score of 301 as 301 out of 850?

What is your correction policy?


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

credit score, distribution, MONEY, Time Warner

Yesterday, following a message from creditscoring.com, Time Warner made a correction to its story.  Money Girl did not respond.

Here is another message to Time Warner, sent moments ago:

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Tuesday, June 21, 2011 9:17 AM
To: Ismat Sarah Mangla, writer, MONEY, Time Warner
Subject: credit score, distribution, MONEY, Time Warner

See this message and your response at http://blog.creditscoring.com/?p=2192 and http://blog.creditscoring.com/?tag=time-warner.

You wrote: “Chances are your score is in the top tier: 750 or above out of 850 on the FICO scale. (Check yours for $20 at myfico.com.) That alone qualifies you for membership in a fairly exclusive club : Only a third of Americans have achieved such a high number.”

Who is your source regarding the credit score distribution? 

What indicates the one third figure?


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342