credit score, employers, Huffington Post, 2011-05-31

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Tuesday, May 31, 2011 2:10 PM
To: Bryce Covert, assistant editor, New Deal 2.0
Subject: credit score, employers, Roosevelt Institute, New Deal 2.0, The Swipe, Huffington Post, 2011-05-31

See this message and your response at http://blog.creditscoring.com/?p=2122, http://blog.creditscoring.com/?tag=huffingtonpost, and in the Myth category at http://blog.creditscoring.com/?cat=134.

You wrote:  “As wages fell and consumers took on more debt to compensate, credit scores have become more and more important, as they are a large part of determining a borrower’s creditworthiness. They now even factor into things like job applications [corrected link. 6/9/11, Ed.]… But it doesn’t stop there — potential employers, insurance companies, landlords, and a host of others use these scores as well.”

Who is your source regarding credit score use by employers?


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

credit score, employers, Reuters, 2011-05-23

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Monday, May 23, 2011
To: John Wasik, columnist, Reuters
Subject: credit score, employers, Reuters, 2011-05-23

See this message and your response at http://blog.creditscoring.com/?p=2116 and http://blog.creditscoring.com/?tag=thomson-reuters.

You wrote, “Potential employers and insurance companies also check credit scores, so your FICO is a keystone to your future security as well.”

Who is your source regarding credit score use by employers?


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

[UPDATE 2011-12-02: See Canada Day]

Myth: Employers use credit scores (video) – National Financial Literacy Month

National Financial Literacy Month – Video illustrates myth that employers use credit scores

creditscoring.com video shows media, experts, central bank and legislators furthering the myth that employers use credit scores in hiring decisions.

Myth: Employers use credit scores
Myth video: Employers use credit scores

FreeScore.com spreads credit score/job myth II

[previous email]

From: Greg Fisher 
Sent: Friday, April 08, 2011
To: Gary Johnson, president & CEO, Vertrue Incorporated (FreeScore.com member support address); Rob Wyse, Media First Public Relations
Cc: Caitlin Senior, Media First Public Relations; Carrie Coghill, director of consumer education, FreeScore.com
Subject: RE: credit score, employers, FreeScore.com VIII

Please reply.

FreeScore.com spreads credit score/job myth


FreeScore.com Score Guys

From: Greg Fisher 
Sent: Thursday, March 31, 2011
To: Rob Wyse, Media First Public Relations
Cc: Caitlin Senior, Media First Public Relations
Subject: RE: credit score, employers, FreeScore.com VII

See this message and your reply at http://blog.creditscoring.com/?tag=freescorecom.

Yesterday, you wrote: “Said [a school teacher], ‘While every person might not use much of what they learn in Algebra 2 and Calculus throughout their life, every person must understand credit scores. Good credit and good credit scores can be the key to the future for students in getting a loan, and even getting a job.’”

Also, your September 8, 2009 press release states:  “‘Credit scores and credit reports play a much bigger part in your finances than most people know,’ says FreeScore.com spokesperson Rob Wyse. ‘Poor scores can cost you a higher interest rate, a job, or even a place to live. That’s why it’s so important to see where your credit stands and to make sure the information in your credit files is accurate.'”

What evidence suggests that employers use credit scores?


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

[next email]

Employers credit score Catch-22 myth, Washington Post Company

From: Greg Fisher
Sent: Friday, March 25, 2011
To: Allan Lichtman, professor, Department of History, American University
Cc: Meredith Hooker, managing editor for Internet, The Gazette; Ken Weiss, editor, Gazette of Politics and Business (weekend edition); Jeff Allanach, editor, Frederick County newsroom, The Gazette; David B. Simon, managing editor, Montgomery County newsroom, The Gazette; Vanessa Harrington, editor, Prince George’s County newsroom, The Gazette; The Washington Post Company
Subject: credit score, employers, The Gazette, The Washington Post Company, 2011-03-25

You wrote, “The American people are well aware of the problem of using credit scores for employment decisions.”

Who is your source regarding credit score use by employers?

See this message and your reply at http://blog.creditscoring.com/?cat=myth-2.


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

Employers using credit score myth, Charleston Post and Courier, Reply I

[see http://blog.creditscoring.com/?p=1824 and http://blog.creditscoring.com/?p=1841]

From: Greg Fisher
Sent: Monday, March 14, 2011 1:01 PM
To: David Slade, reporter, Charleston Post and Courier, Evening Post Publishing Company
Cc: Pierre Manigault, chairman, Evening Post Publishing Company; William E.N. Hawkins, editor and publisher, The Post and Courier (Charleston); Elsa McDowell, public editor, The Post and Courier (Charleston); Henry Haitz III, president & publisher, The State (Columbia); Mark Lett, VP & executive editor, The State (Columbia); Peter Tira, communications director, The McClatchy Company
Subject: RE: credit score, employers, Charleston Post and Courier, Evening Post Publishing Company, McClatchy

It is a question, not a demand.  I started asking questions about credit scores before blogs were cool.  In fact, I started before blogs.

The age of your piece is irrelevant; it exists without substantiation and was even republished elsewhere yesterday.  If it “is the practice of The Post and Courier to use unnamed sources only in cases where there is no alternative and when the editor in charge agrees that the information provided by the unnamed source is significant enough to warrant its inclusion,” then what is the big secret?  Is someone’s life in danger?

You left out the word score in your reply.  Credit scores in employment screening is a myth that you perpetuate.  Who is your source?

Or, did you just make it up?

________________________________________
From: David Slade
Sent: Monday, March 14, 2011 10:19 AM
To: greg@creditscoring.com
Subject: RE: credit score, employers, Charleston Post and Courier, Evening Post Publishing Company

Hello Mr. Fisher,

Greetings from Charleston, S.C.

I can’t say that I’ve ever had a blogger from Ohio demand to know my sources before, but it’s nice to know that we have readers so far away.

If you have a concern about the column I wrote more than a week ago, please tell me what that concern is.

Are you suggesting that employers don’t sometimes check the credit of their job applicants?

Regards,

David Slade

Employers credit score myth, San Jose Mercury News, Zillow

From: Greg Fisher
Sent: Sunday, March 13, 2011 1:43 AM
To: Zillow
Cc: Dean Singleton, chairman & CEO, MediaNews Group, Inc.; Dean Singleton, chairman & CEO, MediaNews Group, Inc.
Subject: credit score, employers, San Jose Mercury News, MediaNews Group, Zillow

[PLEASE FORWARD TO VERA GIBBONS]

You wrote, “In addition to landlords, cell phone, insurance and utility companies, hospitals and health-care institutions are also starting to check this number, as are an increasing number of employers.”

Who is your source regarding credit score use by employers?

See this message and your reply at http://blog.creditscoring.com/?tag=myth and http://blog.creditscoring.com/?tag=zillow.  


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

Employers using credit score myth, Charleston Post and Courier, Evening Post Publishing Co.

From: Greg Fisher 
Sent: Sunday, March 13, 2011
To: David Slade, reporter, Charleston Post and Courier, Evening Post Publishing Company
Cc: Pierre Manigault, chairman, Evening Post Publishing Company
Subject: credit score, employers, Charleston Post and Courier, Evening Post Publishing Company

You wrote, “The scores can be used not only to issue credit, but to help decide who might be hired for a job or approved to rent an apartment.”

Who is your source regarding credit score use by employers?

See this message and your reply at http://blog.creditscoring.com/?tag=myth.


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

Employers using credit score myth, Salt Lake Tribune, MediaNews Group

From: Greg Fisher
Sent: Sunday, March 13, 2011
To: Lesley Mitchell, business reporter, Salt Lake Tribune, MediaNews Group
Cc: Dean Singleton, chairman & CEO, MediaNews Group, Inc.; Dean Singleton, chairman & CEO, MediaNews Group, Inc.
Subject: credit score, employers, Salt Lake Tribune, MediaNews Group

You wrote, “Companies of all types — lenders, employers, insurance companies, utilities and others — increasingly are relying on credit scores to determine whether they want to do business with you, whether they want to give you a loan or even whether to hire you.”

 Who is your source regarding credit score use by employers?

 See this message and your reply at http://blog.creditscoring.com/?tag=myth.

 —
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342