Quicken Loans nonsense, and Gilbert’s bitterness about credit scores

Dan Gilbert is bitter.

He made some corrections, but he still has not completed his work.

[previous email exchange]

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Tuesday, September 10, 2013 3:29 PM
To: Bill Emerson, CEO, Quicken Loans; Bill Emerson, CEO, Quicken Loans (via L. Kreder); Bill Emerson, CEO, Quicken Loans (via Help address); Bill Emerson, CEO, Quicken Loans (via assistant’s address)
Cc: Dan Gilbert, Fathead; David Quilty, senior editor, Quizzle LLC; Todd Albery, Leader of the Webolution, Quizzle LLC
Subject: RE: Your horrible, recurring errors, follow III

Your website still states, falsely, “Don’t forget: Many employers also check credit scores, especially when you’re in the hiring process.”

That is nonsense. Employers do not use credit scores. I looked into it.

Who is your regulator?


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

Encounter with billionaire about credit score myth

[PREVIOUS EMAIL]

From: Gilbert, Dan
Sent: Thursday, August 01, 2013 10:53 AM
To: Quilty, David; Albery, Todd
Cc: ‘greg@creditscoring.com’
Subject: Fw: Your horrible, recurring errors

Todd and David,

I truly cannot follow this guy’s point below.

Maybe it got lost through all of the bitterness and anger in his email, but as always, I know you guys will try to get to the bottom of it and understand the feedback to determine if there is a change that needs to take place.

Please keep me posted.

Thank you.
Dan G.

[by “below,” Gilbert refers to previous email]

 

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Thursday, August 01, 2013 12:17 PM
To: Dan Gilbert, Fathead
Subject: RE: Your horrible, recurring errors, follow

Employers do not use credit scores, but your website said (before the error disappeared (“score” is even gone from its headline)), again, that they do.

What don’t you understand about that?


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

 

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Friday, August 02, 2013 1:02 PM
To: Todd Albery, Leader of the Webolution, Quizzle LLC
Cc: Dan Gilbert, Fathead; David Quilty, senior editor, Quizzle LLC
Subject: RE: Your horrible, recurring errors, follow II

Hello, Skippy.

Your error disappeared!  Apparently, lax control is the way to become a billionaire.

I’m still waiting for your boss to reply.  In the meantime, take a look at this.  quickenloans.com states, “Don’t forget: Many employers also check credit scores, especially when you’re in the hiring process.”

Wrong.

Also, some guy wrote (and, Mr. Gilbert left on his website for three years), “If you recognize that maintaining a good credit score is a necessary evil in today’s society because insurers, employers and lenders check scores when making offers, you might consider damage to your credit score a negative consequence of walking away from a mortgage.”

Wrong again.

On that guy’s website, you find the reliability meme, as in: “You can complain about this all that you want, but your whining won’t stop from potential employers from checking out your credit score. The justification that I heard is that an employer will want to see if you’re reliable.”

That was “posted” (as the mommy bloggers say) by yet another guy who tells young people, “Your future employers WILL look at your credit score.”

Elsewhere, that guy gushes: “If you want to build your [CENSORED] for ‘credit score’ or ‘debt management’ than[SIC] just say so! Ask me for my advertising rates and I’m sure that we could work something out.”

Yikes.


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

Wikipedia’s Jimmy wales on myth about employers using credit scores

When the person most associated with Wikipedia edits a Wikipedia article, it’s news.  But, today, his side–the truth–is losing.  Here is what has happened, so far.

December 8.  Wikipedian user 168.103.203.229 adds “Employers look at a[SIC] applicants[SIC] credit score prior to offering a position for employment and has[SIC] stirred controversy in many states,” a bogus (if not, ungrammatical) claim.  It is the first and last entry by that user.

December 10. @creditscoring tweets “Christmas came early this year. http://blog.creditscoring.com/?p=2997 So, #nowwhat, @jimmy_wales and #wikipedia?”

December 11. @jimmy_wales removes the inaccurate information.  The revision states, “rm unsourced controversial claim.”

December 12. Wikipedia user Cookiehead adds, “In 2009, TransUnion representatives testified before the Connecticut legislature about their practice of marketing credit score reports to employers for use in the hiring process.”

December 13. @creditscoring tweets “.@jimmy_wales TransUnion testifies on credit scores in employment. http://blog.creditscoring.com/?p=3013.”

The link connects to a quote of a TransUnion official who (in 2009 and before the Connecticut legislature, no less) testified, “Now, credit scores aren’t used in employment decisions so let’s get that straight.”