From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Thursday, April 11, 2013 8:33 AM
To: Arthur Sulzberger, Jr., publisher, New York Times
Subject: credit score, distribution, New York Times
See this message and your response at https://blog.creditscoring.com/?p=4723.
In an editorial, you published, “But the proportion of people with poor ratings — credit scores under 600 — has grown from about 15 percent in the years before the recession to about 25 percent in 2011.”
According to Fair Isaac, in its FICO 8 credit score model, from 2005 to 2011, the percentage of those under 600 [alternate link, added 2014-02-13] was never lower than 23.
What is the name of the person who wrote that editorial?
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Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342