From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Tuesday, October 09, 2012 12:26 PM
To: Mortimer B. Zuckerman, chairman, Executive Committee, editor-in-chief, U.S. News & World Report (via Liz Putze); Mortimer B. Zuckerman, chairman, Executive Committee, editor-in-chief, U.S. News & World Report (via Liz Putze 2); Mortimer B. Zuckerman, Chairman of the Executive Committee and Editor-in-Chief, U.S. News & World Report
Cc: Sabah Karimi, Wise Bread blogger, freelance digital copywriter, custom content provider, new media marketing specialist
Subject: credit score, inquiries, Wise Bread, Killer Aces Media, U.S. News
You published, “Applying for more credit cards, filling out a loan application, or doing anything that will trigger a hard inquiry on your credit report will drop your credit score by a few points.”
However, Fair Isaac states, “For many people, one additional credit inquiry (voluntary and initiated by an application for credit) may not affect their FICO score at all.”
—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342