An Unexpected Error has occurred.” – myFICO message board
It’s back (unfortunately).
TIME (indeed, with the help of Fair Isaac) helps it along.
And, a CreditCards.com story titled “8 Quick Fixes for Your Credit Score” states:
If there are problems like late or missed payments on your credit report, it can sometimes pay off to ask your card issuer for a ‘goodwill adjustment.’ This is especially true if you have good credit and you otherwise have been a model customer. Write your card issuer to ask – you may be surprised by their answer.
Writers will be writers, but here is something even more confounding. A former Fair Isaac executive and witness to Congress makes a similar suggestion on Credit.com:
Matt may try and work with the lender to see if they will delete the judgment if he satisfies it in full (this is sometimes referred to as a ‘pay for delete‘ agreement), but there are no guarantees the lender will agree to that (and there is no requirement they do so).
Try the “GW LETTER” hyperlinks on the page Goodwill adjustment – Influence: Media, lying that used to lead to myFICO message board comments about the so-called goodwill adjustment (lie). The links no longer work.
A myFICO forum contributer wants to keep it quiet about the lying:
It’s fine to have one-off success stories here and there and various contact info scattered across many posts. However, creating a single ‘database’ that broadcasts creditors’ willingness to provide GW adjustments may actually be counter-productive and discourage creditors from granting this nicety. Remember, anyone can read these message boards.
Whoops.