Gannett cites FICO as its source

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From: Susan Tompor, columnist, Detroit Free Press
Sent: Tuesday, March 22, 2011 11:10 AM
To: greg@creditscoring.com
Subject: RE: Credit scores fall, Detroit Free Press II

The source on this was FICO.

Thanks,

Susan

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From: Greg Fisher
Sent: Tuesday, March 22, 2011 1:10 PM
To: Susan Tompor, columnist, Detroit Free Press
Subject: RE: Credit scores fall, Detroit Free Press, 25.5

What is the name of the person representing Fair Isaac who—or what document—is your source regarding the notion that 10 percent is the ideal proportion of balances to credit limits?

Fair Isaac claims that the percentage of consumers who have a FICO score under 600 is 23.8%, not 25.5.  25.5% is a figure that represents consumers who fall under 600 in FICO 8, a credit score model not accepted in the automated underwriting guidelines of the two government-sponsored housing enterprises, and not even provided to consumers by Fair Isaac.  What is the name of the person representing Fair Isaac who—or what document—is your source regarding the 25.5% statistic?

Where do you publish corrections or clarifications for errors of fact?

You failed to answer that question.  Do you refuse to answer it, or do you not know the answer?