From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Friday, February 04, 2011 11:25 AM
To: Sandra Block, reporter, personal finance, USA TODAY
Subject: credit score, utilization ratio, Wikipedia reference to USA TODAY
THIS MESSAGE IS PUBLISHED AT https://blog.creditscoring.com/?p=1727.
You wrote, “The amount of debt you have outstanding, as a percentage of your available credit limit, accounts for 30% of your score.”
However, Fair Isaac explains that, to avoid misleading the public, it does not make such a claim.
Wikipedia uses your story containing that sentence as a reference regarding “30% — Credit utilization.”
Who is your source?
—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
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