Fun with Numbers: Washington Times on FICO score range

In a cover story, the Washington Times states, “While debt-to-income ratios and the availability of funds for a down payment and closing costs also have an impact on a loan decision, lenders use an automated underwriting system that depends heavily on consumer credit scores, which range from 350 to 850.”

Later in the article, the Times reports again:  “According to, the FICO 8 Mortgage Score provides lenders with a better prediction of the possibility of a mortgage default. Scores are in the same range (350 to 850) as traditional FICO scores, but the score is weighted more heavily by payments that are 90 days late or longer and mortgage and/or rental payment performance.”

FICO score company Fair Isaac claims that the scale starts at 300.