FICO credit scores: 368-839, 407-829, 397-871 & “300-850”


TransUnion:  “FICO scores range between 300 and 850.”

Equifax:  “FICO scores range between 300 and 850.”

Fair Isaac:  “FICO® Scores range between 300 and 850

“Fair Isaac argues in response that the term 300-850 is not the ‘actual scoring range for any of [Fair Isaac’s] classic FICO credit scores. The actual scoring range for the first FICO score developed for Trans Union is 397-871, for Experian is 368-839, and for Equifax is 407-829. Every version of these scores has a different range—none of which is 300-850.'”

MEMORANDUM OPINION AND ORDER, Fair Isaac v. Experian et al., July, 2009

“Second, the argument that ‘300-850’ is suggestive rather than descriptive because the actual scoring range for some Fair Isaac products goes beyond 300-850 is equally unpersuasive.”

MEMORANDUM OPINION AND ORDER, Fair Isaac v. Experian et al., May, 2010