Archive for the ‘Experian’ Category
A senator, credit scores, losers and air guitars
The lyrics to FreeCreditReport.com’s latest ditty:
Wanted to get myself a new cell phone
So I could hear myself at a ring tone
Who knew the store would go and check my credit score?
Now all they let me have is this dinosaur
Hello? Hello? Hello? Can anybody hear me?
I know. I know. I know. I should have gone to
FreeCreditReport.com
That’s [...]
Countdown to when Experian removes statement about employers using scores
Return here to find out when Experian removed its statement that employers use credit scores.
Here is the statement:
“Credit scoring helps potential lenders, landlords, and employers quickly gauge an applicant’s credit history.”
At the bottom of the page Experian implores, “Contact Us – If this doesn’t answer your question please contact us.”
By all means, contact them.
The domains [...]
What is a credit score?
What is a credit score? gives consumer reporting industry and federal government definitions for the term credit score.
Experian: 15 definitions on 7 websites. Takes the prize for the most shelf space and elegant variation.
Equifax: Among others, gives the FICO score definition. Discord with TransUnion over what period FICO predicts.
TransUnion: Typographical error in FAQ.
FICO (the artist formerly [...]
Experian on credit scores and employers, 2006
In its November 1, 2006 advice column, Experian wrote: “An employer wouldn’t necessarily receive a credit score with the credit report. That would depend on its policies and procedures.”
In 2007, Experian said: “We do not score for employment reports… If you chose to do that, I think you would be breaking the law.”
In 2008, Experian [...]
US government spoofs Experian
“As seen on TeeVee!”