From: Greg Fisher [mailto:firstname.lastname@example.org]
Sent: Friday, February 08, 2013 4:08 PM
To: John Branham, public relations and social media manager, TransUnion Interactive, TransUnion
Subject: 30, 30
See this message and your response at http://blog.creditscoring.com/?p=4657.
Your press release states, “A history of late payments – even by a few days – can potentially harm your credit score.”
However, according your key, an adverse rating only begins at 30 days. By “a few days,” do you mean a month? And, couldn’t just one late payment harm a score?
Also, what is so healthy about keeping balances “at or below 30 percent” of a person’s total available credit? Did you poll lenders?
Finally, what are you doing about the inaccurate USA Today report?
The Credit Scoring Site
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Dayton, Ohio 45409-0342