Trope: Do you know your credit score?

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Tuesday, June 21, 2011 12:43 PM
To: Melissa Rudy
Subject: credit score, employers, CardRatings.com, NSADAQ, Fox Business, 2011-06-03

See this message and your response at https://blog.creditscoring.com/?p=2198 and https://blog.creditscoring.com/?tag=trope-do-you-know-your-credit-score.

You wrote:

Despite how easy it has become to receive copies of credit histories and credit ratings, most people remain ignorant of their FICO scores – and of how they affect the ability to secure a mortgage, open a credit card account, or even, in some cases, land a good job… The basic credit report that can be requested by mail for free shows your credit history and current debt. Although it enables you to catch any inaccuracies that may have been reported by a lender or to spot incidences of identity theft, it won’t include your credit score – the number that lenders, insurance agencies, landlords, cell phone companies, and even employers use to determine whether you are a reliable or risky prospect.

You said it twice.

Who is your source regarding credit score use by employers?

—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342

SCORE UPDATE: creditscoring.com leads Fed

Here’s the latest score in terms of views:

creditscoring.com: 2672 (says that credit buraus do not sell scores for employment purposes)

The Federal Reserve: 1194 (says employers, indeed, use credit scores)

creditscoring.com: 161 (says that the idea that employers use scores is a myth)

Trend

creditscoring.com:

1993 – 2005 – 2027 – 2540- 2672

The Federal Reserve:

554 – 643 – 716 – 1109 – 1194

creditscoring.com:

161

[previous update]