Tag: Connecticut

Colorado SB13-018

Employers do not use credit scores.  They cannot even get them.

However, the website of Colorado State Senate Majority Leader Morgan Carroll states, as part of her first priority for the 2013 legislative session, “Efforts to ‘Buy Local’ will strengthen our local economy and addressing the misuse of credit scores in hiring practices will help many unemployed people get back to work.”

There is no misuse, of course, because there is no use, at all.

On April 19, Colorado’s governor signed Senate Bill 13-018, making it law.

Senator Carroll‘s website also states, inaccurately, “60% of employers are now using credit scores as part of their hiring decisions. (Discrediting America 2011).”

That refers to a study by an organization named Demos, whose representative testified (with impressive detail) in Connecticut: “And it really just depends on the method through which the employer gets their credit scores. A lot of times they come bundled with background checks, for example, and that’s part of the reason for the proliferation.”

The legislation under consideration in Connecticut that day became law, too.

Now, in New York:

 

credit score, employers, Connecticut sSB 361 passes Senate

The Connecticut Senate passed sSB 361.

The title says it all:  “AN ACT PREVENTING THE USE OF CREDIT SCORES BY CERTAIN EMPLOYERS IN HIRING DECISIONS.”

One headline reads, “Senate passes bill that prohibits employers from asking new hires about their credit score.”

See Credit scores. Pre-employment screening. Influence: Government.  The national consumer reporting agencies all claim that they do not even provide credit scores for employment screening.

credit score, employers, Connecticut SB 361, HB 5061 (2010), Yale

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Tuesday, April 19, 2011 7:57 PM
To: Michael J. Morand, associate vice president of Yale University for New Haven and State Affairs
Cc: Martin Looney, state Senator, Majority Leader, Connecticut; Martin Looney, state Senator, Majority Leader, Connecticut (press aide email address); Matthew Lesser, state Representative, Connecticut; Robert Hiltonsmith, policy analyst, Demos; Timothy k. Rusch, director of Communications, Demos; Amelia Warren Tyagi, board chair, Demos; Miles Rapoport, president, Demos; Lori J. Pelletier, secretary-treasurer, Connecticut AFL-CIO; John Olsen, president, AFL-CIO, Connecticut; Sarah Poriss, attorney at law; Edith Prague, state Senator, chair, Labor & Public Employees, Connecticut; Edith Prague, state Senator, chair, Labor & Public Employees, Connecticut (press aide email address); Kia Murrell, assistant counsel, Connecticut Business & Industry Association; Kevin T. Kane, Chief State’s Attorney, Division of Criminal Justice, Connecticut
Subject: RE: credit score, employers, Connecticut SB 361, HB 5061 (2010), Yale

See this message and your response at https://blog.creditscoring.com/?tag=connecticut-sb-361.

You testified, “I write of behalf of Yale University, whose mission includes operations where the use of credit reports in employment decisions is prudent and reasonable.”

Is obtaining credit scores an option provided by your employment screening report supplier?

—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

[attached:  copy of previous messages]

credit score, employers, Connecticut SB 361, Division of Criminal Justice

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From: Greg Fisher
Sent: Monday, April 18, 2011
To: Kevin T. Kane, Chief State’s Attorney, Division of Criminal Justice, Connecticut
Cc: Martin Looney, state Senator, Majority Leader, Connecticut; Martin Looney, state Senator, Majority Leader, Connecticut (press aide email address); Matthew Lesser, state Representative, Connecticut; Robert Hiltonsmith, policy analyst, Demos; Timothy k. Rusch, director of Communications, Demos; Amelia Warren Tyagi, board chair, Demos; Miles Rapoport, president, Demos; Lori J. Pelletier, secretary-treasurer, Connecticut AFL-CIO; John Olsen, president, AFL-CIO, Connecticut; Sarah Poriss, attorney at law; Edith Prague, state Senator, chair, Labor & Public Employees, Connecticut; Edith Prague, state Senator, chair, Labor & Public Employees, Connecticut (press aide email address); Kia Murrell, assistant counsel, Connecticut Business & Industry Association
Subject: Attention: Chief State’s Attorney Kevin T. Kane; RE: credit score, employers, Connecticut SB 361, Division of Criminal Justice

You testified, “As stated in our testimony on H.B. No. 5061, An Act Eliminating Credit Reports as a Basis for Employment Decisions, the use of credit scores, credit account balances, payment histories, bank account balances and other credit information plays a critical role in ensuring that those who occupy positions of public trust are not susceptible to improper influence.”

Do you obtain credit scores of those who occupy positions of public trust?

—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

[attached:  copy of previous messages]

credit score, employers, Connecticut SB 361, CBIA

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From: Greg Fisher 
Sent: Friday, April 15, 2011
To: Kia Murrell, assistant counsel, Connecticut Business & Industry Association
Cc: Martin Looney, state Senator, Majority Leader, Connecticut; Martin Looney, state Senator, Majority Leader, Connecticut (press aide email address); Matthew Lesser, state Representative, Connecticut; Robert Hiltonsmith, policy analyst, Demos; Timothy k. Rusch, director of Communications, Demos; Amelia Warren Tyagi, board chair, Demos; Miles Rapoport, president, Demos; Lori J. Pelletier, secretary-treasurer, Connecticut AFL-CIO; John Olsen, president, AFL-CIO, Connecticut; Sarah Poriss, attorney at law; Edith Prague, state Senator, chair, Labor & Public Employees, Connecticut; Edith Prague, state Senator, chair, Labor & Public Employees, Connecticut (press aide email address)
Subject: RE: credit score, employers, Connecticut SB 361, Connecticut Business & Industry Association (CBIA)

See this message and your response at https://blog.creditscoring.com/?tag=connecticut-sb-361.

In testifying, you engaged in this exchange:

SENATOR [Edith] PRAGUE: So, Kia, when somebody gets a background check on a prospective employee, if they ask for a criminal background check that’s all they get is a criminal background check, or they get the whole package, the criminal background check and the credit score.

KIA MURRELL: It depends on who that employer is and how that employer is conducting his background.

SENATOR PRAGUE: So it can vary.

KIA MURRELL: It can vary a lot.

What indicates that background checks on prospective employees include credit scores?

—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

[attached: copy of previous messages]

[NEXT MESSAGE]

credit score, employers, Connecticut SB 361; Sarah Poriss, Attorney at Law, LLC

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From: Greg Fisher 
Sent: Thursday, April 14, 2011
To: Sarah Poriss, attorney at law
Cc: Martin Looney, state Senator, Majority Leader, Connecticut; Martin Looney, state Senator, Majority Leader, Connecticut (press aide email address); Matthew Lesser, state Representative, Connecticut; Robert Hiltonsmith, policy analyst, Demos; Timothy k. Rusch, director of Communications, Demos; Amelia Warren Tyagi, board chair, Demos; Miles Rapoport, president, Demos; Lori J. Pelletier, secretary-treasurer, Connecticut AFL-CIO; John Olsen, president, AFL-CIO, Connecticut
Subject: RE: credit score, employers, Connecticut SB 361; Sarah Poriss, Attorney at Law, LLC

See this message and your response at https://blog.creditscoring.com/?tag=connecticut-sb-361.

You testified, “I support this bill because credit reports and credit scores are just not accurate indicators of work ethic, they frustrate the already financially challenged job seeker, and prevent employers from finding the right person for the job.”

What indicates that credit scores influence employers’ hiring decisions?

—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

[attached: copy of previous messages]

[NEXT MESSAGE]

credit score, employers, Connecticut SB 361, AFL-CIO

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From: Greg Fisher
Sent: Wednesday, April 13, 2011
To: Lori J. Pelletier, secretary-treasurer, Connecticut AFL-CIO
Cc: Martin Looney, state Senator, Majority Leader, Connecticut; Martin Looney, state Senator, Majority Leader, Connecticut (press aide email address); Matthew Lesser, state Representative, Connecticut; Robert Hiltonsmith, policy analyst, Demos; Timothy k. Rusch, director of Communications, Demos; Amelia Warren Tyagi, board chair, Demos
Subject: RE: credit score, employers, Connecticut SB 361, AFL-CIO

See this message and your response at https://blog.creditscoring.com/?tag=connecticut-sb-361.

You testified, “If employers are allowed to continue using credit scores in hiring decisions, many hard-working people will be unfairly penalized.”

What indicates that employers use credit scores?

—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

[attached: copy of previous message]

[NEXT MESSAGE]

Connecticut SB 361 and the myth of credit scores, employers and hiring decisions

From: Greg Fisher
Sent: Tuesday, April 12, 2011
To: Robert Hiltonsmith, policy analyst, Demos
Cc: Martin Looney, state Senator, Majority Leader, Connecticut; Martin Looney, state Senator, Majority Leader, Connecticut (press aide email address); Matthew Lesser, state Representative, Connecticut
Subject: credit score, employers, Connecticut SB 361

See this message and your response at https://blog.creditscoring.com/?p=2017.

You testified: “And it really just depends on the method through which the employer gets their credit scores. A lot of times they come bundled with background checks, for example, and that’s part of the reason for the proliferation.”

What indicates that employers get credit scores?

—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

[NEXT MESSAGE]