Employers do not use credit scores. They cannot even get them.
However, the website of Colorado State Senate Majority Leader Morgan Carroll states, as part of her first priority for the 2013 legislative session, “Efforts to ‘Buy Local’ will strengthen our local economy and addressing the misuse of credit scores in hiring practices will help many unemployed people get back to work.”
There is no misuse, of course, because there is no use, at all.
On April 19, Colorado’s governor signed Senate Bill 13-018, making it law.
That refers to a study by an organization named Demos, whose representative testified (with impressive detail) in Connecticut: “And it really just depends on the method through which the employer gets their credit scores. A lot of times they come bundled with background checks, for example, and that’s part of the reason for the proliferation.”
The legislation under consideration in Connecticut that day became law, too.
Now, in New York: