Belief

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From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Saturday, May 18, 2013 10:01 AM
To: Rick Levinson, blogger, Ventured&Gained, Bloomberg News
Subject: RE: credit score, employers, belief

Now, your report says, “And employers are using your credit report (which contains a lot of the information used in generating the scores, according to myFico.com) in hiring decisions.”

You are not going to believe this.  Actually (according to myFICO), FICO scores do not consider “Any information not found in your credit report.”  So, where else do you believe the information comes from?

The article is titled, “What’s in a Credit Score? Few Know.” You are not one of the few.

And, you did not answer my questions.  Do so today.


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

Bloomberg News personal finance blog Ventured&Gained

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Friday, May 17, 2013 1:02 PM
To: Rick Levinson, blogger, Ventured&Gained, Bloomberg News
Cc: Meghan Womack, press contact, Bloomberg News
Subject: credit score, employers, edit it

See this message and your response at http://blog.creditscoring.com/?p=5070.

Employers do not use credit scores because they cannot even get them.  However, this week, in the ironically titled “What’s in a Credit Score? Few Know.,” you wrote, “And increasingly, employers are using the scores in hiring decisions.”

I solved that part of the puzzle 5 years ago.  Where have you been?  You also said, “Pretty scary when you consider that these scores help determine whether you’ll get a credit card what[SIC] you’ll pay for it.”

Use complete sentences.

In that publicity piece for VantageScore, you mocked citizens:  “There was one bright spot, however: Apparently folks have gotten the message that making loan payments on time helps raise your credit score. Ninety-four percent of quiz takers got that right.”

It’s no wonder we’re so misinformed.  In this case, since you have such broad influence, I’m ready to listen as you provide your source (or, what you thought was your source) for the mere notion that employers use credit scores, at all.  But it is the “increasingly” part that I’m most interested in.  Who did you get that little gem from?

Or did you just make it up?  I haven’t run across any reports of a New York Noodle Nook 900 credit score requirement to get a job there.  Have you?

The same misinformation that you just published (and its inevitable syndicated error) has serious, real, actual consequences for democracy.  So, stop clucking your tongue at we stupid Americans and respond.  Do so today.  And, make sure that you do not make seem like your error never happened.  What is your correction policy?

Employers do not use credit scores, and media have created a big mess.  You want a scoop?  There’s your big scoop.


Greg Fisher
The Credit Scoring Site
creditscoring.com
Page A2
pagea2.com
PO Box 342
Dayton, Ohio  45409-0342

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