Equifax:
Yes, they can.
No, we don’t.
Yes, they can.
No, we don’t.
Board asleep.
Date: Wed, 25 Mar 2009 12:14:49 -0400
To: Mary Pilon, Wall Street Journal
From: “creditscoring.com” <greg@creditscoring.com>
Subject: credit score, employerSee https://blog.creditscoring.com/?p=344.
This appears in a browser’s title bar for this story: “One in Six Employers Look at Your Credit Score – The Wallet – WSJ”
The description of the page that appears (in addition to the title, above) in search engine results is defined by this, found in the page code:
meta name=”description” content=”Many employers are checking job candidates’ credit scores, but how big of a factor are credit scores in a company’s eventual decision to hire?”
Recently, TransUnion claimed that they made an error in their survey: “The word ‘score’ was inadvertently used and the results based on that phrasing were communicated to you… TransUnion does not provide a credit score for employment screening purposes.”
Did you get that message from TransUnion? Will you make a correction?
See Fake-O FICO Funk.
Date: Wed, 25 Mar 2009 11:25:33 -0400
To: Sharane Gott <sharane@acadiana.bbb.org>
From: “creditscoring.com” <greg@creditscoring.com>
Subject: credit score, averageYou wrote, “Average FICO scores for U.S. consumers are around 690.”
Who is your source for that figure?
This appears as the #1 result in a search engine for the term credit score employers:
One in Six Employers Look at Your Credit Score – The Wallet – WSJ
Mar 11, 2009 … Many employers are checking job candidates’ credit scores, but how big of a factor are credit scores in a company’s eventual decision to …
See the comment on the story’s page asking for a correction.
To: Kathy Chu, USA TODAY
From: “creditscoring.com” <greg@creditscoring.com>
Subject: credit score, employers
Date: 3/21/09 |
You wrote, “And if scores can drop even if consumers do nothing wrong, they say, it raises the question of whether there’s a flaw in the credit scoring formulas relied upon by the nation’s lenders, insurers, and increasingly employers and landlords.”
Who is your source for the information that, increasingly, employers rely upon credit scoring formulas?
See “USA Today on employers using credit scores, Part 1 – National newspaper will not identify its source“
See http://michiganmessenger.com/14511/switalski-wants-to-stop-use-of-credit-reports-in-hiring-process .
To: The Honorable Jon Switalski
From: “creditscoring.com” greg@creditscoring.com
Subject: credit score, employer Cc: Michigan House Speaker Andy Dillon; Todd Heywood, The Michigan Messenger Date: March 17, 2009 |
You said, “If employers are allowed to continue using credit scores in hiring decisions, many hard-working people will be unfairly penalized.”
What evidence suggests that employers use credit scores in hiring decisions?