Debt utilization, how much owed compared to capacity to borrow, ABC News

Sent: Friday, June 05, 2009 12:09 PM
To: Alice Gomstyn
Cc: Emily Peters


You wrote, “Peters says that nearly a third of your credit score is dependent on how much you owe, compared to how much you have the capacity to borrow — your debt utilization.”


If that ratio represents almost a third of the FICO score, then what percentage does the “Number of accounts with balances” represent?