With a play on words, the production notes say, “With everything to lose after his identity is stolen, he’ll find out how crazed you can get trying to settle a bad credit score.”
Indeed, on an already very bad day for Sandy, his boss at his new job adds to his troubles, saying to him: “Your credit score is 240. A 240! There are homeless people with better numbers than that.”
However, in the real world, employers cannot get credit scores.
The screenplay was written by Craig Mazin, who has not replied to a social media message.