From: Greg Fisher [mailto:firstname.lastname@example.org]
Sent: Tuesday, January 22, 2013 12:38 PM
To: David W. Nelms, chairman & CEO, Discover Bank
Subject: Your Credit Score and the Price You Pay for Credit disclosure, Discover Bank, distribution
See this message and your response at http://blog.creditscoring.com/?p=4587.
Your disclosure titled, “Your Credit Score and the Price You Pay for Credit” states, “Scores range from a low of 300 to a high of 850.”
However, the next section of the document indicates that the scale is 341 to 850 (the bar graph of the distribution is captioned “FICO® Credit Score Range”).
That is illogical, but begs an illogical question. What percentage of the credit scores in the population range from 300 to 340?
The Credit Scoring Site
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Dayton, Ohio 45409-0342