From: Greg Fisher [mailto:firstname.lastname@example.org]
Sent: Friday, January 18, 2013 1:20 PM
To: Whitson Gordon, editor-in-chief, Lifehacker
Cc: Dan Gilbert
Subject: credit score, inquiries, one additional inquiry may not affect a score
You published, “Another conundrum in the credit world is that each time you apply for a credit card or a loan, you credit score takes a small hit.”
However, contradicting that claim, Fair Isaac, the FICO score company states, “For many people, one additional credit inquiry (voluntary and initiated by an application for credit) may not affect their FICO score at all.”
Your article is the first and most prominent one on your home page. It is also near the top of a news search for the term credit score.
What indicates that each inquiry lowers a person’s credit score?
The Credit Scoring Site
PO Box 342
Dayton, Ohio 45409-0342