From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Friday, February 17, 2012 11:45 AM
To: James Stephanak, publisher, Kalamazoo Gazette; Yvonne Zipp, business reporter, Kalamazoo Gazette; S. I. Newhouse Jr., chairman and CEO, Advance Publications, Inc.; Jeff Brown, executive director, Poverty Reduction Initiative
Cc: Donald Roberts, chairman, Poverty Reduction Initiative; Lucy Danziger, editor-in-chief, SELF (Condé Nast, Advance Publications)
Subject: RE: credit score, employers, Poverty Reduction Initiative, errors and corrections
Mr. Stephanak, do you use credit scores in employment screening?
Ms. Zipp, who are your last two employers? What do the forms say, specifically, about credit scores?
Mr. Newhouse, see “Suze Orman’s social experiment.”
Mr. Brown, there was a reference to me, but I said nothing in that article. And, you are wrong about my question. As you can see, Ms. Zipp is still snowed, believing what you said. The question is (still): What evidence suggests that an increasing number of large employers (or any employer, at all) use credit scores?
You have not answered it. Is your answer None?
Are you trying to say that you confused the terms score and report? Indeed, they are quite different things.
This is not about credit scores as much as it is about the life of a piece of misinformation. Please do your part.
—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342
From: Jeff Brown [mailto:director@haltpoverty.org]
Sent: Friday, February 17, 2012 9:44 AM
To: greg@creditscoring.com
Cc: Yvonne Zipp, business reporter, Kalamazoo Gazette; James Stephanak, publisher, Kalamazoo Gazette
Subject: Re: credit score, employers, Poverty Reduction Initiative
Mr. Fisher,
Thanks for your thoughts and comments. Its important to distinguish between credit score and credit report and clearly these two have been confused and used interchangeable. As you said in the article quoted here… http://www.smartcredit.com/blog/2010/12/16/credit-scores-used-by-employers-the-myth-of-the-decade/
I guess the question would be…do credit reports get used to impact employer decisions on job applications?
Thanks for your insight.
Jeff
From: Zipp, Yvonne [mailto:YZIPP@mlive.com]
Sent: Friday, February 17, 2012 9:33 AM
To: <greg@creditscoring.com>
Subject: Re: credit score, employers, Poverty Reduction Initiative
Greg,
Employers absolutely can ask for permission to review your credit score before making a hire.
In fact, I signed a form giving that permission for my last two jobs.
Best wishes,
Yvonne
Sent from my iPhone