The Wall Street Journal Sunday, Final response

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Thursday, December 08, 2011 3:25 PM
To: Alexa von Tobel, CEO & founder, LearnVest; Maria Lin, editor in chief, Learnvest, Inc.; Dani Dalesandro, Sunshine Sachs, press inquiries contact for LearnVest, Inc.
Cc: Ann Kaplan, chair of the board, LearnVest; Teri Everett, senior vice president, Corporate Affairs & Communications, News Corporation; Emily Glazer, reporter, Wall Street Journal, News Corporation
Subject: RE: credit score, utilization ratio, closing accounts, LearnVest, fabulous New York bunk

[FORWARD THIS MESSAGE TO LIBBY KANE]

Libby Kane, staff writer, LearnVest
740 Broadway, Suite 1002
New York, NY 10012

You wrote, “This ratio of how much credit you’re using to how much credit you could use accounts for about 30% of your credit score.”

That is a bunch of balderdash.

You also wrote, “When you close a card, you lose the credit history that went with it.”

That is pure poppycock.

Who are your sources?


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

[MESSAGES BELOW, AND PRIOR EMAIL, WERE ATTACHED] 


From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Thursday, June 23, 2011 5:49 PM
To: Emily Glazer, reporter, Wall Street Journal
Cc: Ann Kaplan, chair of the board, LearnVest; Maria Lin, editor in chief, Learnvest, Inc.; Alexa von Tobel, CEO & founder, LearnVest; Melissa Rudy; Jennifer Waters, columnist, Consumer Confidential, MarketWatch, Wall Street Journal, News Corporation; John Ulzheimer, The Ulzheimer Group; Teri Everett, senior vice president, Corporate Affairs & Communications, News Corporation
Subject: RE: credit score, employers, Wall Street Journal, LearnVest II

What is your editor’s name?


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342


From: Glazer, Emily
Sent: Thursday, June 23, 2011 4:59 PM
To: ‘greg@creditscoring.com’
Subject: Final response

Hi Greg,

I spoke with my editor and there will be no correction as I have confirmation from my source (who has also emailed you) about the accuracy of the information in the article. I believe I wrote this back to you, as did Alexa and people from LearnVest.

Thank you,

Emily

Emily Glazer | The Wall Street Journal Sunday
[address]
[phone] | [email address] | @emilyglazerwsj

The Wall Street Journal Sunday teams leading metropolitan newspapers with The Wall Street Journal in an authoritative and useful package of original investment news, personal-finance articles and career advice. (For recent stories check out: wsj.com/Sunday)


From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Friday, June 10, 2011 12:51 PM
To: Alexa von Tobel, CEO & founder, LearnVest
Cc: Ann Kaplan, chair of the board, LearnVest; Maria Lin, editor in chief, Learnvest, Inc.; Emily Glazer, reporter, Wall Street Journal
Subject: RE: credit score, employers, Wall Street Journal, LearnVest II

When do you return?


[PRIOR EMAIL