From: Greg Fisher
Sent: Friday, April 08, 2011
To: William Dean Singleton, chairman, Associated Press; William Dean Singleton (via Bernie Fischer, MediaNews Group), chairman & CEO, MediaNews Group
Cc: MSNBC.com; Candice Choi, personal finance writer, Associated Press
Subject: credit score, FICO availability, Associated Press
See this message and your response at https://blog.creditscoring.com/?p=1956.
Your reporter wrote:
As background, lenders rely on two types of scores to gauge a borrower’s risk. FICO scores, which range from 300 to 850, are still the predominantly used scores. But VantageScores, which were developed by the three credit bureaus and range from 501 to 990, have gained popularity in recent years too.
The type of score you’ll get depends on where you buy it.
TransUnion sells both versions to consumers. Equifax only sells FICO scores and Experian markets the PLUS score on its homepage.
Where does TransUnion sell FICO scores?
If Equifax only sells FICO scores, then what is the Equifax Credit Score?
—
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio 45409-0342