UK ICO – Credit

In the United Kingdom, the Information Commissioner’s Office (ICO) refers to credit bureaus as “credit reference agencies.”

The ICO is the UK’s independent authority “set up to uphold information rights in the public interest, promoting openness by public bodies and data privacy for individuals.”  The Information Commissioner enforces the UK’s Data Protection Act 1998 and Freedom of Information Act 2000.

The office provides a document for consumers titled “Credit explained.”