Here is a list of steps to attempt to get the attention of people who misinform citizens.
2. Social media message
5. Certified letter, return reciept requested
6. Visit, in-person, whistle stop
Further steps (if necessary) might include cash, merciless berating and singing telegrams.
From: Greg Fisher [mailto:email@example.com] Sent: Wednesday, March 27, 2013 2:50 PM To: José Quiñonez, executive director, Mission Asset Fund, and chairperson, Consumer Advisory Board, U.S. Consumer Financial Protection Bureau Subject: The right thing
You wrote: “Experian, a major credit reporting agencies[SIC], estimates that 66 million Americans are unscoreable[SIC]—they do not have enough credit history to generate a credit score. And without a credit score, they can’t get loans to buy cars, start businesses, get mortgages, rent apartments, or even get jobs.”
In her story, which is dated 2010, the writer states, inaccurately:
One area which may be controversial for a fico score to be considered is when they are used by potential employers. Some positions are dependent on a good score, and not measuring up could end up costing you the job you want. Again they are used to assess your reliability and can indicate how responsible you are.
In 2010 news agency Reuters furthered the employers-use-credit-scores myth when it interviewed the Fair Isaac CEO and reported, “FICO officially frowns on the fact that employers, landlords, and the like obtain access to individuals’ credit scores and use those scores as a proxy for that person’s general moral upstandingness.”
Prior to that article, regarding its information about credit scores and employment, Fair Isaac responded to creditscoring.com that it used “anecdotal information gleaned from public sources such as published articles.”