Dave Ramsey on employers and credit scores


The three national consumer reporting agencies all state that they do not provide credit scores for employment screening.

From: Greg Fisher
Sent: Tuesday, November 23, 2010 6:46 PM
To: Dave Ramsey
Subject: FW: credit score, employers, Dave Ramsey, Dave Says

You wrote, “I wouldn’t want to work for a company that puts more emphasis on my FICO score than on me as a person… there are so many ways to make a living in this world that there’s no reason to put up with being reduced to a number like that.”

Who is your source regarding credit score use by employers?


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

______________________________

From: Greg Fisher 
Sent: Sunday, November 28, 2010 12:04 AM
To: Dave Ramsey; Dave Ramsey
Subject: RE: credit score, employers, Dave Ramsey, Dave Says II

Please reply.

______________________________

From: Greg Fisher
Sent: Monday, November 29, 2010 10:22 PM
To: Dave Ramsey; Dave Ramsey; Dave Ramsey
Subject: RE: credit score, employers, Dave Ramsey, Dave Says III

Please reply.

______________________________

See

http://www.foxbusiness.com/personal-finance/2010/11/23/potential-employers-check-credit-score/

 http://www.cbn.com/finance/ramsey111610.aspx

http://www.thehawkeye.com/story/Dave-says-112110

http://www.thekansan.com/newsnow/x794473925/Advice-on-engagement-ring

http://www.decaturdaily.com/stories/A-ring-on-her-finger-doesnt-have-to-cost-an-arm,71508

http://www.independentmail.com/news/2010/nov/21/dave-says-guidelines-purchasing-engagement-ring/

http://www.sj-r.com/business/x1892561430/Dave-Ramsey-Personal-Finance

http://www.knoxnews.com/news/2010/nov/22/spend-one-months-salary-on-engagement-ring/?partner=RSS

credit score, employers, Huffington Post III

[previous message]

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Friday, November 12, 2010 4:39 PM
To: Laura Bassett, reporter, The Huffington Post
Cc: Mario Ruiz, VP, media relations, Huffington Post
Subject: RE: credit score, employers, Huffington Post, identity II

 Please reply.

 —
Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

____________________

From: Laura Bassett, reporter, The Huffington Post
Sent: Friday, November 12, 2010 4:43 PM
To: greg@creditscoring.com
Subject: Re: credit score, employers, Huffington Post, identity II

www.amrail.net

____________________

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Friday, November 12, 2010 8:49 PM
To: American Rail Marketing
Cc: Laura Bassett, reporter, The Huffington Post; Mario Ruiz, VP, media relations, Huffington Post; Chris Davis, Huffington Post
Subject: credit score, employers, Huffington Post

The Huffington Post reports: “After working for the same railroad for 14 years, never missing a house or car payment, Sammy Bailey says he never expected his credit score to keep him out of a job… Bailey said he applied for a new job at Am-Rail in Kansas City, Missouri, three weeks ago but failed to pass the background check because of his poor credit.”

Do you use credit scores in employment screening?


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

____________________

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Saturday, November 13, 2010 12:06 AM
To: [name withheld], American Rail Marketing; American Rail Marketing (info@amrail.net)
Subject: RE: credit score, employers, Huffington Post

The last message, which was sent to the email address on your homepage, was returned as not able to be delivered.

Please reply.

____________________

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Saturday, November 20, 2010 10:18 AM
To: American Rail Marketing (info@amrail.net); [name withheld], American Rail Marketing; [name withheld], American Rail Marketing; [name withheld], American Rail Marketing; [name withheld], American Rail Marketing; [name withheld], American Rail Marketing; [name withheld], American Rail Marketing
Cc: Laura Bassett, reporter, The Huffington Post
Subject: RE: credit score, employers, Huffington Post III

The Huffington Post reports: “After working for the same railroad for 14 years, never missing a house or car payment, Sammy Bailey says he never expected his credit score to keep him out of a job… Bailey said he applied for a new job at Am-Rail in Kansas City, Missouri, three weeks ago but failed to pass the background check because of his poor credit.”

Do you use credit scores in employment screening?


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

____________________

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Sunday, November 28, 2010 8:32 PM
To: Laura Bassett, reporter, The Huffington Post
Cc: American Rail Marketing; [name withheld], American Rail Marketing; [name withheld], American Rail Marketing; [name withheld], American Rail Marketing; [name withheld], American Rail Marketing; [name withheld], American Rail Marketing; [name withheld], American Rail Marketing; Mario Ruiz, VP, media relations, Huffington Post; Chris Davis, Huffington Post
Subject: RE: credit score, employers, Huffington Post III

See “credit score, employers, Huffington Post III.”

Did you ask American Rail Marketing if they use credit scores in employment screening?  If you did, what was their response?


Greg Fisher
The Credit Scoring Site
creditscoring.com
PO Box 342
Dayton, Ohio  45409-0342

credit score, employers, Huffington Post, identity

From: Greg Fisher [mailto:greg@creditscoring.com]
Sent: Thursday, November 11, 2010 8:25 AM
To: Laura Bassett, reporter, The Huffington Post
Subject: credit score, employers, Huffington Post, identity

See http://blog.creditscoring.com/?p=1480.

You wrote: “After working for the same railroad for 14 years, never missing a house or car payment, Sammy Bailey says he never expected his credit score to keep him out of a job… Bailey said he applied for a new job at Am-Rail in Kansas City, Missouri, three weeks ago but failed to pass the background check because of his poor credit.”

Seldom do stories about credit score use in employment mention employers’ names.  The consumer reporting agencies all state that they do not provide credit scores for employment screening.

What is the address, telephone number or website address of Am-Rail?

[next message]