http://blog.creditscoring.com A bleak blog--a supplement to creditscoring.com Wed, 18 Nov 2009 07:26:03 +0000 http://backend.userland.com/rss092 en   The lyrics to FreeCreditReport.com's latest ditty: Wanted to get myself a new cell phone So I could hear myself at a ring tone Who knew the store would go and check my credit score? Now all they let me have is this dinosaur Hello? Hello? Hello? Can anybody hear me? I know. I know. I know. ... http://blog.creditscoring.com/?p=880 From the Michigan Supreme Court:  "The Court will also hear oral arguments in Insurance Institute of Michigan v Insurance Commissioner, in which the plaintiffs, a group that includes insurance companies and individual customers, challenge administrative rules aimed at prohibiting insurance scoring, the practice of using consumer credit report scores to ... http://blog.creditscoring.com/?p=864 From: Greg Fisher Sent: Saturday, October 03, 2009 7:28 AM To: newu@uci.edu; newuopinion@gmail.com Subject: credit score, employers, New University You wrote, "Employers increasingly run credit checks on prospective hires; a high score is seen as an indicator of reliability." Who is your source regarding credit score use by employers? http://blog.creditscoring.com/?p=860 Consumer reporting agencies Equifax, TransUnion and Experian all state that they do not provide credit scores for employment screening. Despite that, the anchor at the CBS-owned television station in Dallas asks the financial expert and analyst to explain it all to us: [caption id="" align="aligncenter" width="300" caption="KTVT CBS 11, Dallas financial expert ... http://blog.creditscoring.com/?p=831 The blogosphere simmers while Ben Stein summers.   The official Whac-a-Mole    From: Greg Fisher  Sent: Monday, July 27, 2009 10:49 PM To: Nate Allard, Media First Public Relations; Ryan M. Wines, R2C Group Subject: FW: credit score, employers, FreeScore.com II   Please reply.    [previous email attached]   http://blog.creditscoring.com/?p=771 Return here to find out when Experian removed its statement that employers use credit scores. Here is the statement: "Credit scoring helps potential lenders, landlords, and employers quickly gauge an applicant's credit history." At the bottom of the page Experian implores, "Contact Us - If this doesn't answer your question please contact us." By ... http://blog.creditscoring.com/?p=732 Consumer reporting agencies Equifax, TransUnion and Experian all state that they do not provide credit scores for employment screening. But in a television commercial for FreeScore.com, spokesman Ben Stein states, "Whether you’re in a financial hole, or just want to get a loan, a better interest rate, or a new job, ... http://blog.creditscoring.com/?p=721 The 4-year mess continues.  But, how long will it take the collective brain of the world to figure out this one? Genius 99.23.41.118 contributes:  "Credit Karma will provide the FICO score from TransUnion for free, but will not provide the actual credit report." But, as any idiot can see, at the "wiki" about Credit Karma: Credit ... http://blog.creditscoring.com/?p=715 Despite consumer reporting agencies' emphatic statements that they do not provide credit scores for employment screening, ABC News writes: But your credit score can also prevent you from getting that new job. Many recent applicants -- from the newly divorced to recent grads saddled with student loans – are finding that ... http://blog.creditscoring.com/?p=711 http://www.buffalonews.com/410/story/667793.html http://www.courier-journal.com/article/20090517/BUSINESS/905170338/1003/ARCHIVES http://www.ocregister.com/articles/credit-card-rate-2381680-utilization-percent http://www.fresnobee.com/columnists/salinas/story/1374724.html http://www.miamiherald.com/136/story/1028698.html http://www.philly.com/philly/columnists/michelle_singletary/043009_color_of_money.html http://www.projo.com/business/content/bz_singletary03_05-03-09_DJE6T79_v6.17c60ad.html From: creditscoring.com Sent: Wednesday, May 20, 2009 11:35 AM To: Michelle Singletary, Wasington Post personal finance columnist (The Color of Money email address); Michelle Singletary (another Washington Post email address for Singletary) Cc: Andy Alexander, Washington Post ombudsman; Andy Alexander (another Washington Post email address for Alexander); Shirley M. Carswell, Washington post deputy ... http://blog.creditscoring.com/?p=655